Credit Union Services

In a controlled and phased manner, the REALTORS® Federal Credit Union plans to offer a full range of fairly priced products and services, with fewer fees, including:

Deposit and Financial Services

  • Personal & business checking
  • Overdraft protection
  • Direct deposit
  • Money market accounts
  • Health savings accounts
  • Certificates of deposit
  • Individual retirement accounts (IRAs)

Loans

  • Personal unsecured
  • Commission advance
  • Open lines of credit
  • New & used vehicle loans/leases
  • New REALTOR® start-up (up to $50,000)
  • Home equity loans
  • First mortgage (to members only)
  • Business & investment property loans

Other Amenities

  • Business payroll
  • REALTOR®-branded debit cards with rewards program
  • Nationwide, surcharge-free ATM network
  • Links to NAR products and REALTOR Benefits® publications

That’s not all. The REALTORS® Federal Credit Union offers:

Your share of profits. Earnings accrue to the benefit of the credit union’s members, not stockholders—and not the NATIONAL ASSOCIATION OF REALTORS®.

A safe place for your money. Federal credit unions are regulated and insured by an independent federal agency, the National Credit Union Administration. Like banks, credit unions have federally backed deposit insurance up to at least $100,000—just like the insurance offered by the FDIC.

The convenience of online access. Unlike brick-and-mortar financial institutions, the REALTORS® Federal Credit Union gives you 24/7 access from any computer, anywhere. Learn more about why online access makes sense.

Learn more about the advantages a credit union offers you